Mutual Fund Distributors

We are AMFI registered mutual fund distributors empanelled with all the Mutual Fund houses for distribution of mutual Fund products.

We are also registered with BSE on the Bse Star MF platform that enables us to offer mutual fund distribution services online to our clients. This platform offers a unique proposition to our clients, where they can switch surplus funds from their trading account to any liquid fund of their choice and revere the fund back from the liquid scheme to their trading account as and when they desire. The entire process is done online and the backend process is managed seamlessly by our experienced back-office team.

What are Mutual Funds ?

Mutual funds collect money from investors and invest in various securities that meet the goals of the fund. A mutual fund pools in money from investors who share a common investment objective. Mutual fund investment is looked upon as a good tool to get good returns over the long term. Depending on the structure of the mutual fund, they can be categorized as open ended and close-ended funds.

What do mutual funds invest in?

The money pooled in from investors is invested in various securities, shares, government schemes, bonds, etc. Depending on the time for which the investment is made in mutual fund, they can be categorized as short-term, mid-term and long-term. It is a belief that the high the duration of the mutual fund investment, higher is the rate of return one can expect.

Regulation of Mutual Funds in India

Mutual fund investments in India are regulated by Securities and Exchange Board of India. To start a mutual fund in India, certain requirements have to be met which includes that the fund sponsor should have been in the financial industry for at least five years. In addition to this, SEBI has also mandated for a minimum startup capital requirement of Rs. 500 million and Rs. 200 million for open-ended debt funds and closed-ended funds respectively. The mutual fund sponsor, who is either an individual or a group of individuals or a corporate body is required to apply for the registration of the fund with SEBI. To hold the assets of the fund, the sponsor is required to appoint a board of trustees or a trust company and choose an asset management company. An asset management company is responsible for management of the funds portfolio and communicating with the shareholders. Consequently, the trust company is responsible for overseeing the performance of the mutual funds and ensuring that it operates as per the interests of its shareholders. To introduce a change in the existing scheme or introduce a new scheme altogether, it is important for the fund manager to obtain an approval of the same from trust and the asset management company.

How mutual funds function?

Funds are collected from the investors Each fund is managed by a dedicated fund manager who decides how and where the money of the investor will be invested. Depending on the type of mutual fund, the money is invested accordingly On the basis of asset allocation, prevailing market trends and the fund strategy, returns on the funds can be gained.

How can one invest in mutual funds?

Investment in mutual funds can be made in the following ways:

  • Lump sum investment: This type of investment means investing in mutual fund all at once. This could be bonus, savings or returns received from any other type of investment.
  • Systematic investment plan: This type of investment means investment in mutual funds can be made on a regular basis, i.e. every quarter, every month or every week.

How can an investor earn money from mutual funds?

When investing in mutual funds, an investor can earn money from the below three sources:

  • Dividend payments: An amount of the income received by the fund through dividends or interest earned on the securities is shared with the investors. An investor can choose to receive the distribution or reinvest them in the fund.
  • Capital gains via Net asset value: An income generated from the sale or redemption of the mutual fund units at a higher NAV than the cost is termed as capital gain Whereas, the income generated from the sale or redemption of the units at a NAV less than the purchase price is termed as capital loss.
  • Net asset value(NAV): The net asset value is the net value of a mutual fund. NAV is calculated as the total value of the funds assets minus the total value of its liabilities. It is the price at which you buy the unit of a scheme.